Compare a refrigerated vehicle lease on more than the instalment. Show the currency and adjustment basis for contract payments, servicing and potential parts separately.
Separate two cost streams. List instalment currency, indexation, service coverage, labour, spare parts and insurance from the offer. Verify in the contract whether each item is fixed or variable.
Read the maintenance responsibility
Find who pays for scheduled service, breakdowns, parts supply and authorised service conditions. Put excluded work in a separate cost line.
Build currency scenarios. Use assumptions set by your finance team and calculate instalments and operating expenses separately. Add the assumption date and source to the table.
Include the contract end
Compare early settlement, insurance, ownership transfer and any residual-value terms. Do not hide them in the operating-cost line.
Decide from total cash flow, service coverage and uncertain costs; do not assume import or foreign-currency exposure without evidence.
